Stop Collection Harassment

California Creditor Harassment Lawyer

Stop Creditor Harassment. Under Federal and State Law, it Is Illegal.

  • Using obscene and harassing language in phone calls or collections letters
  • Calling your house before 8:00 a.m. or after 9:00 p.m.
  • Accusing you of illegal activities or threatening you with arrest if you don’t pay
  • Threatening to call your employer about your debt and credit issues
  • Discussing your debt or collections actions with minor-age children in your household
  • Threatening to repossess or foreclose on property not associated with the loan or debt

If you are facing creditor harassment, there are options you have for protecting your rights.

When you file Chapter 7 or Chapter 13 bankruptcy, all creditors’ collections actions against you are automatically stopped. From the day you retain us to represent you, creditors and bill collectors are required by federal law to direct all collections calls and contacts to my office.

In addition to stopping creditor harassment, any legal actions creditors have started against you will have an automatic stay of execution put on them. Creditors cannot proceed with wage garnishment, foreclosure proceedings, liens and auto repossessions will be stopped, pending the outcome of your filing.

Is Bankruptcy Right for You?

Our law firm works with clients who are serious about using federal debt relief laws to eliminate debt that is preventing them from building a strong financial future.

Please call the Hedtke Law Firm to schedule a free initial consultation with a lawyer to find out about halting foreclosure, repossession and wage garnishment at 760 482-1737.

Please call the Hedtke Law Firm to schedule a free initial consultation with a lawyer to find out about halting foreclosure, repossession and wage garnishment at 760 482-1737.

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